Zinseszins-Rechner

Berechnen Sie das Wachstum von Zinseszinsen im Laufe der Zeit.

Berechnen Sie das Wachstum von Zinseszinsen im Laufe der Zeit. Geben Sie Ihre Anfangskapital, Zinssatz, Laufzeit, Zinsintervall ein, um sofort ein endwert zu erhalten. Formel: principal * pow(1 + (rate / 100 / frequency), frequency * time).

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years

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So funktioniert es

How It Works

This calculator shows how your money grows when interest is added repeatedly over time. Instead of earning interest only on your original amount, you also earn interest on the interest that has already been added.

It uses your starting amount, interest rate, time period, and how often the interest is added (compounded). The more frequently interest is added, the faster your total can grow.

  • Start with your principal (the amount you invest or save).
  • Convert the annual interest rate from a percentage into a usable number.
  • Divide the rate by how many times per year interest is added.
  • Multiply the number of years by the compounding frequency.
  • Apply the growth formula to calculate the final amount.

Understanding the Results

The result shows the total amount you will have at the end of the selected time period. This includes both your original principal and the interest earned.

If you compare different frequencies (like monthly vs. yearly), you’ll notice that more frequent compounding usually gives a higher final amount.

  • The final number includes your original money plus earned interest.
  • A higher interest rate increases your total faster.
  • Longer time periods significantly boost growth.
  • More frequent compounding leads to slightly higher returns.
  • Small changes in rate or time can make a big difference over years.

Haftungsausschluss

Dieser Rechner liefert Schätzungen nur zu Informationszwecken. Keine professionelle Beratung. Haftungsausschluss.

Erstellt von CalcLearn Team Auf Richtigkeit überprüft Zuletzt aktualisiert: Apr 15, 2026

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