क्रेडिट कार्ड भुगतान कैलकुलेटर
गणना करें कि आपके क्रेडिट कार्ड ऋण को चुकाने में कितना समय लगेगा।
गणना करें कि आपके क्रेडिट कार्ड ऋण को चुकाने में कितना समय लगेगा। तुरंत मासिक ब्याज शुल्क प्राप्त करने के लिए अपना वर्तमान शेष राशि, APR, मासिक भुगतान दर्ज करें। सूत्र: balance * (apr / 100 / 12).
मासिक ब्याज शुल्क
ऊपर के फ़ील्ड भरें और गणना करें पर क्लिक करें
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सूत्र
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यह कैसे काम करता है
How It Works
This calculator estimates how much interest your credit card balance earns each month and helps you understand how your monthly payment affects payoff. It uses your current balance and APR to calculate the monthly interest charge.
First, the APR is converted from a yearly rate into a monthly rate. Then, that monthly rate is multiplied by your balance to find how much interest is added each month.
- Your APR is divided by 100 to turn it into a decimal.
- The APR is divided by 12 to get the monthly interest rate.
- Your balance is multiplied by the monthly rate to calculate monthly interest.
- Your monthly payment reduces the balance after interest is added.
Understanding the Results
The result shows how much interest you are charged each month based on your current balance. If your monthly payment is only slightly higher than the interest, your balance will go down slowly.
Paying more than the monthly interest helps you reduce the principal faster and pay off your debt sooner.
- If your payment is less than the monthly interest, your balance will grow.
- If your payment is equal to the interest, your balance will stay about the same.
- If your payment is higher than the interest, your balance will shrink.
- Higher payments reduce total interest paid over time.
अस्वीकरण
यह वित्तीय कैलकुलेटर केवल अनुमान प्रदान करता है। योग्य वित्तीय सलाहकार से परामर्श करें। अस्वीकरण.